FINTRAC-Registered · Canadian MSB

The payment gateway
built for growth

Accept cards, local payment methods, and crypto under one integration. Dedicated MIDs. Fast onboarding for merchants worldwide.

MSB FINTRAC Registered
99.9% Uptime SLA
3–5 Days onboarding
24/7 Merchant support
Live transactions
€124K Volume today
98.6% Approval rate
T+1 Settlement
EUR Card Payment Visa · DE
+€1,240.00 Settled
iDEAL Payment APM · NL
+€580.00 Settled
USDT Settlement Crypto · BEP20
+$3,180.00 Processing
GBP Card Payment Mastercard · UK
+£890.00 Settled
Mada Payment APM · SA
+SAR 1,550 New
Accepted networks
Visa Mastercard 3D Secure iDEAL SEPA Crypto MENA APMs
Services

Everything you need
to get paid

Card acquiring, local payment methods, and crypto settlement under one roof. No patchwork integrations.

01

Card Acquiring

Accept Visa and Mastercard payments from customers worldwide with dedicated MIDs and competitive rates.

  • Dedicated MIDs — no cross-contamination
  • Principal Visa & Mastercard member banks
  • Multiple MCC types available
  • iGaming, supplements, luxury & more
  • CAD, USD, EUR, GBP settlement
  • 3DS2 fraud protection
02

Alternative Payment Methods

Reach customers who prefer local payment options. Mada, KNET, Fawry, iDEAL, Bancontact and many more.

  • Mada — Saudi Arabia
  • KNET — Kuwait
  • Benefit — Bahrain
  • Fawry — Egypt
  • iDEAL & Bancontact — Europe
  • 20+ additional methods globally
03

Crypto On-Ramp & Off-Ramp

B2B and B2C crypto-fiat conversion in both directions. Accept crypto, settle in fiat — or accept fiat and settle in crypto. Fully compliant.

  • On-ramp: fiat → crypto (B2B & B2C)
  • Off-ramp: crypto → EUR/GBP/USD
  • BTC, ETH, USDT, USDC and more
  • Licensed, compliant partner
  • Competitive rates & fast settlement
  • Volume pricing available

Process

Up and running in days,
not months

Our onboarding team guides you from application to live processing in as little as 3–5 business days.

01

Apply Online

Submit your application through our secure merchant portal. Takes under 10 minutes.

02

Submit Documents

Upload your KYC/KYB documentation. Our compliance team reviews within 24–48 hours.

03

MID Approved

Receive your dedicated Merchant ID and API credentials. No shared pools — yours only.

04

Go Live

Integrate our API or payment page and start accepting transactions immediately.


Why Polaris

Purpose-built for
serious merchants

We don't offer one-size-fits-all. Our infrastructure is tailored to the verticals that need it most — high-volume, high-risk, and global.

Dedicated MIDs Only

Your MID is yours. No shared accounts, no bleed from other merchants' chargebacks. Your processing history stays clean and exclusively yours.

Flexible Settlement Terms

Settlement schedules are tailored to each merchant based on volume, vertical, and risk profile. We work with you to find terms that fit your cash flow.

Multi-Currency Settlement

Settle in EUR, GBP, USD, or crypto. No forced conversion at bad rates. Multi-currency accounts available for volume merchants.

Real-Time Dashboard

Monitor transactions, approvals, chargebacks, and settlements in real time. Full API access and webhook support included.


Coverage

Where we process

Headquartered in Canada with FINTRAC registration. Processing coverage across North America, Europe, and MENA.

Canada FINTRAC-registered MSB. CAD and USD settlement.
FINTRAC Registered
North America Cross-border processing for US and Canadian merchants.
USD + CAD
Europe Card acquiring and APMs across EEA, UK, and Switzerland.
EUR + GBP
MENA Region APMs across Saudi Arabia, Kuwait, Bahrain, Egypt, UAE and more.
APMs + Crypto

Industries

Industries we serve

We work with merchants across a wide range of verticals, including those that standard acquirers turn away.

01

iGaming & Gambling

Online casinos, sportsbooks, and gaming platforms. Dedicated MIDs with iGaming-specific MCC options. EU-licensed operators welcome.

02

Health & Supplements

Nutraceuticals, peptides, wellness products, and subscription health brands. Regulated and grey-market categories accepted.

03

Luxury & Jewellery

High-ticket retail, diamonds, watches, and luxury goods. High-volume transaction support with chargeback management.

04

E-Commerce

DTC brands, marketplaces, and high-volume online stores needing stable, reliable card processing at scale.

05

SaaS & Digital Services

Subscription-based software, digital downloads, and online service providers looking for recurring billing solutions.

06

Crypto & Web3

Exchanges, VASPs, NFT platforms, and Web3 applications needing fiat on/off ramps and compliant settlement.


FAQ

Common questions

Standard onboarding takes 3–5 business days once all documentation is submitted. Complex accounts or higher-risk verticals may take 5–10 days. Our team will keep you updated throughout the review process.

Yes. We specialise in verticals that standard acquirers decline — including iGaming, supplements, crypto, and luxury goods. Each account is reviewed individually, and we maintain dedicated MIDs per merchant to ensure clean processing history.

We support CAD, USD, EUR, and GBP settlement for card acquiring. For crypto merchants, settlement is also available in USDT and USDC. Multi-currency settlement accounts are available on request for higher-volume merchants.

Typically: company registration documents, certificate of incorporation, proof of address, director/UBO ID documents, 3–6 months of processing statements (if applicable), and your website/terms of service. Our onboarding team will provide a full checklist on application.

There is no fixed minimum for most verticals. For dedicated MID issuance, we typically work with merchants expecting €30,000+ per month in volume. Please contact us to discuss your specific situation — we review all applications individually.

Dedicated MIDs mean your chargeback ratio is entirely yours to manage. We provide real-time chargeback alerts, dispute management tools, and a dedicated account manager to help keep your ratios healthy. 3DS2 is mandatory for EU transactions to reduce fraud-related chargebacks.


Get started

Ready to start processing?

Apply today. Our team reviews every application personally and gets back to you within 24 hours.

Encrypted application — your data is never shared with third parties.

256-bit SSL encrypted. Reviewed personally within 24 hours.

Application received

We'll review your application and get back to you within 24 hours. Check your inbox for a confirmation email.