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Global Payment Processing

The Payment Gateway Built for Growth

FINTRAC-registered Canadian MSB. Accept cards, local payment methods, and crypto. One integration. Dedicated MIDs. Fast onboarding for merchants worldwide.

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MSB
FINTRAC Registered
99.9%
Uptime SLA
3–5
Days Onboarding
24/7
Merchant Support
Accepted networks
Visa
Mastercard
3D Secure
iDEAL
SEPA
Crypto
Services

Everything you need to get paid

Card acquiring, local payment methods, and crypto settlement under one roof. No patchwork integrations.

Card Acquiring

Accept Visa and Mastercard payments from customers worldwide with dedicated MIDs and competitive rates.

  • Dedicated MIDs — no cross-contamination
  • Principal Visa & Mastercard member banks
  • Multiple MCC types available
  • iGaming, supplements, luxury & more
  • CAD, USD, EUR, GBP settlement
  • 3DS2 fraud protection

Alternative Payment Methods

Reach customers who prefer local payment options. Mada, KNET, Fawry, iDEAL, Bancontact and many more.

  • Mada — Saudi Arabia
  • KNET — Kuwait
  • Benefit — Bahrain
  • Fawry — Egypt
  • iDEAL & Bancontact — Europe
  • 20+ additional methods globally

Crypto & Fiat Settlement

Accept crypto from customers and settle in fiat, or let your customers pay in fiat and settle in crypto. Both directions.

  • BTC, ETH, USDT, USDC and more
  • Crypto → EUR/GBP/USD settlement
  • Fiat → Crypto settlement
  • Licensed, compliant partner
  • Fast settlement cycles
  • Volume pricing available
Process

Up and running in days, not months

Our onboarding team guides you from application to live processing in as little as 3–5 business days.

1

Apply Online

Submit your application through our secure merchant portal. Takes under 10 minutes.

2

Submit Documents

Upload your KYC/KYB documentation. Our compliance team reviews within 24–48 hours.

3

MID Approved

Receive your dedicated Merchant ID and API credentials. No shared pools, yours only.

4

Go Live

Integrate our API or payment page and start accepting transactions immediately.

Merchant Dashboard
EUR Card Payment
Visa — DE
+€1,240.00
Settled
iDEAL Payment
APM — NL
+€580.00
Settled
USDT Settlement
Crypto — BEP20
+$3,180.00
Processing
GBP Card Payment
Mastercard — UK
+£890.00
Settled
Mada Payment
APM — SA
+SAR 1,550
New
€124K
Volume Today
98.6%
Approval Rate
T+1
Settlement
Why Polaris Money Services Inc.

Purpose-built for serious merchants

We don't offer one-size-fits-all. Our infrastructure is tailored to the verticals that need it most — high-volume, high-risk, and global.

Dedicated MIDs Only

Your MID is yours. No shared accounts, no bleed from other merchants' chargebacks.

Fast Settlement

T+1 and T+2 settlement cycles. Your cash flow shouldn't wait a week.

Multi-Currency Settlement

Settle in EUR, GBP, USD, or crypto. No forced conversion at bad rates.

Real-Time Dashboard

Monitor transactions, approvals, chargebacks, and settlements in real time.

Coverage

Where we process

Headquartered in Canada with FINTRAC registration. Processing coverage across North America, Europe, and MENA.

Canada

FINTRAC-registered MSB. CAD and USD settlement for Canadian merchants and businesses.

FINTRAC Registered

North America

Cross-border payment processing for US and Canadian merchants. USD & CAD settlement.

USD + CAD

Europe

Card acquiring and APMs across the EEA, UK, and Switzerland. EUR & GBP settlement.

EUR + GBP

MENA Region

APMs across Saudi Arabia, Kuwait, Bahrain, Egypt, UAE and more.

APMs + Crypto
Verticals

Industries we serve

We work with merchants across a wide range of verticals, including those that standard acquirers turn away.

iGaming & Gambling

Online casinos, sportsbooks, and gaming platforms. Dedicated MIDs with iGaming-specific MCC options. EU-licensed operators welcome.

Health & Supplements

Nutraceuticals, peptides, wellness products, and subscription health brands. We accept regulated and grey-market categories.

Luxury & Jewellery

High-ticket retail, diamonds, watches, and luxury goods. High-volume transaction support with chargeback management.

E-Commerce

DTC brands, marketplaces, and high-volume online stores needing stable, reliable card processing at scale.

SaaS & Digital Services

Subscription-based software, digital downloads, and online service providers looking for recurring billing solutions.

Crypto & Web3

Exchanges, VASPs, NFT platforms, and Web3 applications needing fiat on/off ramps and compliant settlement.

FAQ

Common questions

How long does onboarding take?
Standard onboarding takes 3–5 business days once all documentation is submitted. Complex accounts or higher-risk verticals may take 5–10 days. Our team will keep you updated throughout the review process.
Do you work with high-risk merchants?
Yes. We specialise in verticals that standard acquirers decline — including iGaming, supplements, crypto, and luxury goods. Each account is reviewed individually, and we maintain dedicated MIDs per merchant to ensure clean processing history.
What currencies can I settle in?
We support CAD, USD, EUR, and GBP settlement for card acquiring. For crypto merchants, settlement is also available in USDT and USDC. Multi-currency settlement accounts are available on request for higher-volume merchants.
What documents do I need to apply?
Typically: company registration documents, certificate of incorporation, proof of address, director/UBO ID documents, 3–6 months of processing statements (if applicable), and your website/terms of service. Our onboarding team will provide a full checklist on application.
Is there a minimum monthly volume?
There is no fixed minimum for most verticals. For dedicated MID issuance, we typically work with merchants expecting €30,000+ per month in volume. Please contact us to discuss your specific situation — we review all applications individually.
How does chargeback management work?
Dedicated MIDs mean your chargeback ratio is entirely yours to manage. We provide real-time chargeback alerts, dispute management tools, and a dedicated account manager to help keep your ratios healthy. 3DS2 is mandatory for EU transactions to reduce fraud-related chargebacks.
Get Started

Ready to start processing?

Apply today. Our team reviews every application personally and gets back to you within 24 hours.

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Encrypted application. Your data is never shared with third parties.